Decision tool
Thirteen yes/no questions. No hype, no consultancy spin — a hard filter that rules countries out before it recommends anything. It will tell you “don’t do a master’s right now” if that’s the honest answer. Two minutes, anonymous, nothing is stored.
Last verified: September 2026.
Hard gates first, scores second
Some answers are disqualifiers, not preferences. America is off the table if you can’t live with H-1B uncertainty. Germany is off the table without German. A large family-backed loan without the budget to match disqualifies the expensive destinations — the ₹60L+ tier (US, UK, Australia) most strictly — because that’s arithmetic, not opinion. Only the survivors get scored, and the result screen shows you exactly what got ruled out and why.
“Don’t do a master’s now” is a real result
If you need income within two years and the budget is tight, the filter won’t dress up a bad bet as a dream. It will tell you to work first — and mean it as the best option, not a consolation.
The figures behind the logic (re-verified September 2026)
Germany: €11,904 blocked account for 2026 (Federal Foreign Office). UK: Graduate route 2 years now, 18 months for applications on/after 1 Jan 2027; PhD stays 3 years (Home Office legislation, Oct 2025). Canada: PGWP up to 3 years; master’s graduates get 3 years; degree programs exempt from field-of-study rules (IRCC). Australia: student visa fee AUD 2,500 from 1 July 2026, non-refundable (Dept. of Home Affairs). Ireland: Stamp 1G — 12 months for Level 8, up to 24 months for master’s Level 9+ (citizensinformation.ie). USA: OPT 12 months + 24-month STEM extension. Tuition bands: US $25–60K/yr, UK £15–30K/yr (site research, Sept 2026). Immigration rules change — verify against official sources before you act.